A window mounted air conditioning unit hangs through a wall of a mobile home next to an electrical panel during a record heat wave in Phoenix, Arizona on July 20, 2023. A study in 2022 by Arizona State University found that while mobile homes make up just five percent of all housing in metropolitan Phoenix, they account for 30% of heat-related deaths in the city. (Photo by Patrick T. Fallon / AFP) (Photo by PATRICK T. FALLON/AFP via Getty Images)

Editor’s Note: Mark?Wolfe,?an energy economist, is executive?director of the National Energy Assistance Directors Association (NEADA) and co-director of the Center on Energy Poverty and Climate.?Cassandra Lovejoy is co-director of the Center on Energy Poverty and climate and policy director of NEADA, where she serves as an expert on energy access and affordability issues.?The opinions expressed in this commentary are?their own. View?more opinion?on CNN.

CNN  — 

Summer heat is breaking records across the US. More than?2,300 heat records?have already been broken,?with cities like Phoenix and Dallas hitting triple-digit temperatures. These numbers should not be shocking — if anything, they fit a long-term pattern of record-breaking temperatures due to climate change. According to?NASA, the past nine years have been the warmest on record.

Mark Wolfe
Cassandra Lovejoy

The?cost of electricity?to stay cool during the summer is also increasing,?as families run their air conditioning systems longer to keep their homes at a safe and comfortable temperature. We estimate that the cost of home energy?nationally?will increase by?11.7%?this summer to an average of $578, up from $517 last summer. And these numbers follow the high cost of heating last winter, putting an enormous financial burden on low-income families.

Indeed, these families are already behind on their home energy bills. Close to 20 million families owe about?$19.5 billion?on their utility bills. Federal funding for the Low Income Home Energy Assistance Program (LIHEAP), which provides formula grants to states to help pay household heating and cooling bills, is only adequate to help about one out of six eligible households, while just 20% of?program funds?are used for cooling (the other 80% is used for heating).

And rising temperatures present a public health issue, too, as?emergency room visits increase?from people suffering from heat-related illnesses like?heat exhaustion, which can lead to heat stroke.?Emissions?also increase as families use more electricity to run their air conditioning systems and utilities use more fossil fuels to produce the electricity needed to run those systems.

It’s clear that we need to act now to develop a nationwide framework for climate adaptation to protect all vulnerable families from hotter summers, higher bills and more extreme weather events.

About?34.2 million?households are currently income eligible to receive energy bill assistance under the current LIHEAP legislation — according to?federal law, households with?incomes?up to 150%?of the?federal poverty level, currently?$30,000?for a family of four,?or 60% of state median income, whichever is greater,?are eligible?for the program. And while the Inflation Reduction Act provides?$4.5 billion?for low-income energy efficiency retrofits and a maximum of $14,000 per household, it’s only enough funding to upgrade about 320,000 households — just 1% of the families that will need help.

States have been taking matters into their own hands, creating?clean energy plans?that include statewide greenhouse gas reduction goals. But not all state climate plans include specific policies focusing on low-income families.

This piecemeal approach has the potential to create an alarming level of climate inequity, including energy affordability, access to energy efficiency equipment to help transition to rising temperatures and health concerns based on the state in which someone lives. Lack of access to cooling could mean death from heat-related illness.

To address the summer cooling crisis, there are a few things the government can do in the short term:

Suspend shutoffs

Utilities should voluntarily suspend shutoffs this summer for families who are behind on their bills.?Maricopa Country, Arizona, for example, has seen at least 18 deaths from heat-related illnesses, while 69 more are under?investigation?for being heat-related. Only?19 states, including Arizona, plus Washington, DC,?have summer shut-off protections in place, and many of those are limited to periods of extreme temperature. Meanwhile,?42 states plus Washington, DC?have winter shutoff protections in place.

Additional funding

The National Energy Assistance Directors Association is?asking Congress?for an additional $3 billion for cooling assistance this year. These additional funds will help?six million households?pay their cooling bills this summer. Many low-income families have access to cooling?— they just can’t afford to turn?it on.

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Long-term, the nation must develop a strategy to help?retrofit the entire low-income housing stock by helping?families pay for high-efficiency retrofits that will reduce their energy costs and make their houses more resilient to climate change.?The strategy should have a goal of retrofitting the entire low-income housing stock within?the next 10 years?and set appropriations to address the full need.

Utilities and residential building owners nationwide should be required to protect?low-income families during periods of extreme weather. This includes year-round shutoff protection for medically vulnerable households and for all households during extreme weather. It also includes requiring the multi-family building owners to provide access to cooling, the same way they provide access to heating.

We can no longer afford to think about energy assistance as a seasonal need. Extreme hot and cold temperatures and extreme weather events are impacting families across the country in all months of the year. We should better prepare for these crises and develop programs that help low-income families stay safe and in their homes.