Best Amazon credit cards in 2024

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Featured Offer

Chase Freedom Unlimited?

Welcome Bonus

Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That’s 6.5% on travel purchased through Chase Ultimate Rewards?, 4.5% on dining and drugstores, and 3% on all other purchases.

Up to $300 cash back

Regular APR

20.49% – 29.24% Variable

Annual Fee

$0

Credit Score

Credit Score ranges are based on FICO? credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Excellent, Good

Apply Now

On Chase Bank USA, NA's Secure Website

Prime Visa

*

The information for the Prime Visa has been collected independently by CNN Underscored. The card details on this page have not been reviewed or provided by the card issuer.

Best Amazon credit card

Key takeaways

10%

10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership

5%

5% back at Amazon.com, Amazon Fresh, and Whole Foods Market and on Chase Travel purchases with an eligible Prime membership

2%

2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)

1%

1% on all other purchases

5/5

The CNN Underscored Money editorial team has developed a star rating so you can see the best card for specific categories. While we believe this card excels in this category, its overall star rating may differ.

Best Amazon credit card

Welcome bonus offer

Get a $100 Amazon Gift Card instantly upon approval exclusively for Prime members

Get a $100 Amazon Gift Card

Annual fee

$0

Regular APR

20.49% – 29.24% Variable

Credit score

Credit score ranges are based on FICO? credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

<div>Good/Excellent</div>

Why we picked it

The Prime Visa is the best Amazon credit card for most situations. Its high-octane 5% return rate for eligible Amazon, Whole Foods and Amazon Fresh purchases leads the pack. If you rely on Amazon for a good portion of your spending, you can amass cash back quickly. You’ll also get a $100 Amazon Gift Card instantly upon approval exclusively for Prime members , and the card comes with solid purchase and travel protections.

While the Prime Visa doesn’t have an annual fee, it does require that you have an Amazon Prime membership (which costs $139 each year).

+ Pros

• No annual fee or foreign transaction fees
• 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership
• Flexible rewards redemption options

– Cons

• Low base cash back rate on non-bonus categories
• Must have an eligible Prime membership
• Other cash-back cards offer higher welcome bonuses

Highlights

• Get a $100 Amazon Gift Card instantly upon approval exclusively for Prime members
• Earn unlimited 5% back at Amazon.com, Amazon Fresh, and Whole Foods Market and on Chase Travel purchases with an eligible Prime membership
• Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership
• Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
• Earn unlimited 1% back on all other purchases
• No annual credit card fee
• No more waiting. Redeem daily rewards at Amazon.com as soon as the next day
• Member FDIC

Amazon Business Prime American Express Card

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The information for the Amazon Business Prime American Express Card has been collected independently by CNN Underscored. The card details on this page have not been reviewed or provided by the card issuer.

Best small-business card for Prime members

Key takeaways

5%

5% back or 90 days terms on eligible U.S. purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market with an eligible Prime membership

2%

2% back at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers (excludes Google Fi)

1%

1% back on all other purchases

4.7/5

The CNN Underscored Money editorial team has developed a star rating so you can see the best card for specific categories. While we believe this card excels in this category, its overall star rating may differ.

Best small-business card for Prime members

Welcome bonus offer

Earn a $125 Amazon.com gift card upon approval for the card

Earn a $125 Amazon.com gift card

Annual fee

$0

Regular APR

18.99% – 26.99% variable

Credit score

Credit score ranges are based on FICO? credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

<div>Excellent, Good</div>

Why we picked it

The Amazon Business Prime Amex Card is only for those with an eligible personal or business Prime membership. You’ll also need to own a small business or at least make money from a side gig such as freelancing or Uber driving to qualify. If your business spends a lot with Amazon.com, Whole Foods, Amazon Business or Amazon Web Services (AWS), you’ll benefit from 5% cash back on up to $120,000 on eligible spending in these categories combined per calendar year (then 1%). The card, which comes with no annual fee, is also a solid fit for small business owners who occasionally need to float money for a month or two. Instead of earning rewards, you can choose to have a 90-day 0% annual percentage rate (APR) window on eligible purchases.

+ Pros

• No annual fee
• No foreign transaction fees
• 5% cash back on up to $120,000 spent with Amazon.com, Whole Foods, Amazon Business and AWS each calendar year (then 1%)

– Cons

• Must sacrifice rewards for 0% promotional financing
• Low base rewards rate
• Low welcome offer value

Highlights

• Eligible Prime Members get a $125 Amazon Gift Card upon approval for the Amazon Business Prime American Express Card
• Take advantage of 5% Back or 90 day Terms on U.S. purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market with eligible Prime membership. You can earn 5% Back on the first $120,000 in purchases each calendar year, 1% Back thereafter
• 2% Back at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers (excludes Google Fi)
• 1% Back on other purchases
• No Annual Fee¤
• Back your business with the broad selection of Amazon and the service of American Express. Stay focused on your top business priorities, knowing we’re behind you.
• Redeem rewards on millions of items during checkout at Amazon.com and Amazon Business (U.S.) or apply towards a purchase on your statement.
• Terms apply.

All information about Amazon Business Prime American Express Card has been collected independently by CNN Underscored.

Capital One Venture Rewards Credit Card

Best for flexible travel rewards

Key takeaways

2X

Earn unlimited 2x miles on every purchase, every day

5X

Earn 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel. Earn 5X miles on Capital One Entertainment purchases through 12/31/25.

5/5

The CNN Underscored Money editorial team has developed a star rating so you can see the best card for specific categories. While we believe this card excels in this category, its overall star rating may differ.

Best for flexible travel rewards

Learn More

On CardRatings’s Secure Website

Welcome bonus offer

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.

Earn 75,000 bonus mile

Annual fee

$95

Regular APR

19.99% – 29.99% (Variable)

Credit score

Credit score ranges are based on FICO? credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

<div>Excellent, Good</div>

Why we picked it

The $95-annual-fee Capital One Venture card is one of our top travel credit cards, due in large part to its simplicity. The card earns a flat 2 Capital One miles per dollar on most purchases, which means it’s a reasonable option for all spending, Amazon or otherwise. You can redeem those miles at a rate of 1 cent each to offset just about any travel purchase, from airfare to hotel stays to rental cars to cruises. Even better, you can convert these rewards into eligible airline miles or hotel points with just a few clicks. This option gives your rewards a massive potential value — 1.85 cents each in July 2024 valuations from travel website The Points Guy.

+ Pros

• Welcome bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
• Up to $120 credit for Global Entry or TSA PreCheck
• Miles transfer to airline and hotel partners

– Cons

• Limited bonus rewards opportunities
• Charges a $95 annual fee
• Rewards are best suited for travel and are worth much less if you redeem for cash back

Highlights

• 2x miles on most spending
• 5x miles on hotels, vacation rentals, and rental cars booked through Capital One Travel
• 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
• $95 annual fee
• No foreign transaction fee
• Up to $100 credit to cover the application fee for Global Entry or TSA PreCheck
• Ability to transfer your miles to more than a dozen travel loyalty programs

Capital One Venture X Rewards Credit Card

Best premium card

Key takeaways

2X

Earn 2 miles per dollar on all eligible purchases

5X

Earn 5 miles per dollar on flights and vacation rentals when booking via Capital One Travel

10X

Earn 10 miles per dollar on hotels and rental cars when booking via Capital One Travel

4.9/5

The CNN Underscored Money editorial team has developed a star rating so you can see the best card for specific categories. While we believe this card excels in this category, its overall star rating may differ.

Best premium card

Learn More

On CardRatings’s Secure Website

Welcome bonus offer

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.

75,000 miles

Annual fee

$395

Regular APR

19.99% – 29.99% (Variable)

Credit score

Credit score ranges are based on FICO? credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

<div>Excellent</div>

Why we picked it

The Venture X is the fancier flavor of the Capital One Venture card. You’ll earn the same 2 miles per dollar for Amazon spending (and most other spending), and you’ll get the same redemption options, whether you want to offset travel at a rate of 1 cent per mile or transfer them to airline and hotel loyalty programs for free travel (among other options).

This card, however, comes with a $395 annual fee. For that price tag, you’ll get an annual $300 credit for travel booked through Capital One Travel, 10,000 bonus anniversary miles (worth at least $100 in travel), airport lounge access, top-notch travel insurance and more. If you find yourself on a plane even a few times each year, this card could be worthwhile.

+ Pros

• Earn 2 miles per dollar on non-bonus categories with no cap
• Annual $300 credit toward Capital One Travel bookings
• 10,000 bonus miles each account anniversary

– Cons

• May charge an above-average APR
• Charges a $395 annual fee
• Rewards are best suited for travel and are worth much less if you redeem for cash back

Highlights

• 2x miles on most purchases
• 5x miles on flights and vacation rentals booked through Capital One Travel
• 10x miles on hotels and rental cars booked through Capital One Travel
• 10,000 bonus miles each account anniversary
• $300 annual travel credit
• Ability to transfer miles to more than a dozen partners Access to airport lounges through Priority Pass, Plaza Premium Group and Capital One Lounges
• 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening

Wells Fargo Active Cash? Card

Best for flat-rate cash rewards

Key takeaways

2%

Earn unlimited 2% cash rewards on purchases

Rates & Fees

3.5/5

The CNN Underscored Money editorial team has developed a star rating so you can see the best card for specific categories. While we believe this card excels in this category, its overall star rating may differ.

Best for flat-rate cash rewards

Apply Now

On Wells Fargo’s Secure Website

Welcome bonus offer

Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months

$200 Cash Rewards

Annual fee

$0

Regular APR

19.74%, 24.74%, or 29.74% Variable APR

Credit score

Credit score ranges are based on FICO? credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

<div>Good, Excellent</div>

Why we picked it

For those interested in holding a single card for all purchases, the no annual fee Wells Fargo Active Cash is at the top of the class. It earns a solid 2% cash rewards on purchases. That means the money you spend on groceries, restaurants, oil changes and any other random expense will receive the same great return as your Amazon purchases.

Plus, if you’ve got a big Amazon purchase coming up that you’ll need several months to pay off, this card can save you a lot of money. It offers a 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers, then a 19.74%, 24.74%, or 29.74% Variable APR variable APR applies. Balance transfers made within 120 days qualify for the intro rate and fee of 3% then a fee of up to 5%, with a minimum of $5 applies.

+ Pros

• Welcome bonus of $200 cash rewards bonus after spending $500 in purchases in the first three months
• Offers cell phone protection
• 0% APR offer on new purchases and balance transfers for?12 months (then 19.74%, 24.74%, or 29.74% Variable APR thereafter)

– Cons

• Charges 3% foreign transaction fee
• No bonus rewards categories
• Limited perks

Highlights

• Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
• Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
• Earn unlimited 2% cash rewards on purchases.
• 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.74%, 24.74%, or 29.74% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
• $0 annual fee.
• No categories to track or remember and cash rewards don’t expire as long as your account remains open.
• Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature? Concierge.
• Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.

Chase Freedom Flex?

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The information for the Chase Freedom Flex? has been collected independently by CNN Underscored. The card details on this page have not been reviewed or provided by the card issuer.

Best for rotating 5% categories

Key takeaways

5%

Earn 5% cash back in categories that rotate quarterly on up to $1,500 when enrolled

5%

5% on travel purchased through Chase Ultimate Rewards?

3%

3% on dining and drugstores and 1% on all other purchases

3.5/5

The CNN Underscored Money editorial team has developed a star rating so you can see the best card for specific categories. While we believe this card excels in this category, its overall star rating may differ.

Best for rotating 5% categories

Welcome bonus offer

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. Plus, earn 5% cash back on combined gas station and grocery store purchases (excluding Target and Walmart) on up to $12,000 spent in the first year

$200 bonus + 5% on Gas and Grocery (excluding Target and Walmart)

Annual fee

$0

Regular APR

20.49% – 29.24% Variable

Credit score

Credit score ranges are based on FICO? credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

<div>Excellent, Good </div>

Why we picked it

The Freedom Flex is one of the best cash back credit cards around. Along with a selection of useful bonuses for common expenses, it earns 5% back in rotating categories (up to $1,500 per quarter, then 1%) after you activate. These rotating categories have included Amazon once per year since 2020.

While the Freedom Flex is marketed as a cash back credit card, it actually earns Chase Ultimate Rewards? points. You can redeem these for cash at a rate of 1 cent each, or, if you have one of the three Chase cards that allows point transfers to airline and hotel partners, you may be able to get significantly more value for your rewards.

+ Pros

• Earn 5% back on eligible travel and purchases in rotating categories
• 15-month 0% intro APR (then 20.49% – 29.24% Variable APR)
  
• No annual fee

– Cons

• Quarterly cash back category capped at $1,500 in combined purchases each quarter
• Charges a foreign transaction fee
• Redemption options don’t include transferring to airline and hotel loyalty partners

Highlights

• Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
• 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
• 5% cash back on travel purchased through Chase Travel?, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
• 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
• No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
• 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49%-29.24%.
• No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Flex? card
• Keep tabs on your credit health – Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
• Member FDIC

Our picks at a glance

	Annual fee	Welcome bonus	Best for	Rewards rate at Amazon
Prime Visa * The information for the Prime Visa has been collected independently by CNN Underscored. The card details on this page have not been reviewed or provided by the card issuer.	$0 (but requires Amazon Prime membership)	$100 Amazon Gift Card instantly upon approval exclusively for Prime members	Amazon overall	5% cash back
Amazon Business Prime American Express Card * The information for the Amazon Business Prime American Express Card has been collected independently by CNN Underscored. The card details on this page have not been reviewed or provided by the card issuer.	$0 (but requires Amazon Prime personal or business account)	$125 Amazon.com gift card upon approval for the card	Small businesses with Prime memberships	5% cash back
Capital One Venture Rewards Credit Card	$95	75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel	Flexible travel rewards	2 miles per dollar
Capital One Venture X Rewards Credit Card	$395	75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening	Premium features	2 miles per dollar
Wells Fargo Active Cash? Card	$0	$200 cash rewards bonus after spending $500 in purchases in the first three months	Flat-rate cash rewards	2% cash rewards
Chase Freedom Flex? * The information for the Chase Freedom Flex? has been collected independently by CNN Underscored. The card details on this page have not been reviewed or provided by the card issuer.	$0	$200 bonus after you spend $500 on purchases in your first three months from account opening	Rotating 5% categories	5% back on up to $1,500 spent in a quarter when Amazon is a rotating bonus category (otherwise 1%)

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All information about Amazon Business Prime American Express Card has been collected independently by CNN Underscored.

Overview of Amazon credit card options

There are two categories of credit cards that are good options for Amazon spending. Most obvious are the co-branded Amazon credit cards that are built for Amazon spending:

• Prime Visa
• Amazon Visa Credit Card * The information for the Amazon Visa Credit Card has been collected independently by CNN Underscored. The card details on this page have not been reviewed or provided by the card issuer.
• Amazon Business Prime Amex Card
• Amazon Business American Express Card * The information for the Amazon Business American Express Card has been collected independently by CNN Underscored. The card details on this page have not been reviewed or provided by the card issuer.
• Amazon Prime Store Card * The information for the Amazon Prime Store Card has been collected independently by CNN Underscored. The card details on this page have not been reviewed or provided by the card issuer.
• Amazon Secured Card * The information for the Amazon Secured Card has been collected independently by CNN Underscored. The card details on this page have not been reviewed or provided by the card issuer.

Note that your eligibility for a given co-branded card depends, in part, on whether you’re a Prime member. Second, the business cards are only for those who have a business — though even activities like dog sitting through Rover or selling items on Etsy may qualify.

Beyond these options are general rewards credit cards that aren’t Amazon-specific, but fit the spending habits of those who routinely buy through Amazon. They are often good choices for any spending category, and can be either cash back or travel rewards credit cards.

Amazon-branded credit cards can also be good options for more than just Amazon-related purchases. For example:

• The Prime Visa earns 5% back on purchases made through Chase Travel?, 2% back at gas stations, restaurants and on local transit and commuting, and 1% back on everything else.
• The Amazon Visa earns 3% back on purchases made through Chase Travel, 2% back at restaurants, gas stations and on local transit and commuting, and 1% back on everything else.

All the co-branded cards except the store card and secured card also come with extended warranty protection and purchase protection that can cover you in the event of theft or damage for months after your purchase date, among other perks. Both the Amazon Store Card and Amazon Secured are closed-loop, meaning you can only use them for Amazon spending.

What is the best Amazon card for you?

Only a handful of co-branded Amazon credit cards exist. But a lot of credit cards can suit an Amazon shopper. Here are a few things to ask yourself as you sift through the horde:

• How much do you spend at Amazon companies? If you spend a lot at Amazon.com, Whole Foods and Amazon Fresh, a personal Amazon credit card is likely for you. Prime members get 5% cash back on eligible spending with no cap.
• Are you willing to pay for Amazon Prime? If you’ve already got Amazon Prime, opening an Amazon credit card will give you a whopping 5% back on eligible purchases.
• Do you shop online heavily elsewhere? If Amazon is just one of the many sites you visit, it could be better to pick up a card that rewards you for online shopping — or perhaps one that earns a flat rate on all purchases.
• What is your credit score? If your credit score is in the basement, you’re not likely to qualify for the best Amazon credit cards. Instead, you should check out the best credit cards for bad credit.
• Are you looking for a big welcome offer? Amazon credit cards are not known for their jaw-dropping intro offers, but the best credit card sign-up bonuses are worth hundreds of dollars.

How to apply for an Amazon credit card

Applying for an Amazon credit card is similar to applying for any other credit card. To get a co-branded Amazon card, you’ll first have to sign into your Amazon account. This helps Amazon to know which card to offer you.

You can only apply for the Prime Visa if you’re an Amazon Prime customer. Otherwise, you’ll be sent to the plain old Amazon Visa application.

Beyond that, you’ll need to enter details such as your Social Security number (SSN) and some financial information. You’ll also need to answer a security question that you’ve already established through your Amazon account. Other information, such as your name and address, should be autofilled from your Amazon profile.

How to maximize rewards with an Amazon credit card

You can use the rewards you earn on co-branded Amazon cards to offset your Amazon cart at checkout. With little exception, this is a bad use of your points. That’s because you’ll earn lots of rewards for Amazon spending — so lowering your final bill will reduce the amount of rewards you receive. Instead, request a statement credit when you’re ready to cash out.

If you don’t have a co-branded card, be sure to look out for points promotions. For example, a targeted Chase offer in November 2023 gave cardholders up to 50% off their carts if they paid at least partly with Chase points.

American Express cards come with a benefit called Amex Offers. These are digital offers that can help you save money or earn bonus rewards on everyday expenses, sometimes including Amazon purchases. Simply add the relevant offers to your credit card, and you’ll be rewarded when you satisfy its terms.

Methodology

Our money and data analytics teams evaluated 20 credit cards that had the potential to be one of the best Amazon credit cards. We then narrowed down our list of the best Amazon cards by giving them a star rating out of five based on the following factors and our editorial judgment:

Rewards value (25%)

Many credit cards earn rewards, but not all credit card points and miles are worth the same amount. We used spending data from the Bureau of Labor Statistics and estimates of rewards values from The Points Guy to determine which cards dole out the best rewards value.

Welcome bonus value (25%)

Many cards offer bonus cash back, points or miles to consumers who spend a certain amount in their first months with the card. We calculated how much those bonuses are worth using points valuations from The Points Guy, and boosted cards that offer more value.

Pricing and fees (25%)

Cards with no or low annual fees, no or low foreign transaction fees and competitive variable APRs received a boost compared to cards with higher fees and rates.

Benefits (20%)

Cards that offer benefits such as cell phone protection, purchase protection, extended warranty and a 0% introductory APR on purchases and balance transfers received a boost.

Annual credits and bonuses (5%)

Credit cards that come with credits and bonuses for spending in categories including groceries, dining, entertainment and gas received a boost.

What didn’t make the cut

Listed above are our picks for the best credit cards for Amazon shoppers. There are a handful of other credit cards that do well with Amazon spending, but they weren’t quite good enough to make the cut for a number of reasons. For example:

• Bank of America® Customized Cash Rewards credit card * The information for the Bank of America® Customized Cash Rewards credit card has been collected independently by CNN Underscored. The card details on this page have not been reviewed or provided by the card issuer. : You can elect to earn 3% back on online shopping, but you’re capped at $2,500 in combined spending in this and the card’s 2% bonus back categories each quarter. After you hit the cap, you’ll earn 1% back.
• Blue Cash Everyday? Card from American Express: You’ll earn 3% cash back on U.S. online retail shopping, but you’re subject to a yearly $6,000 cap. After that, you’ll earn 1% back (terms apply, see rates and fees).
• U.S. Bank Shopper Cash Rewards? Visa Signature? Card * The information for the U.S. Bank Shopper Cash Rewards? Visa Signature? Card has been collected independently by CNN Underscored. The card details on this page have not been reviewed or provided by the card issuer. : You’ll get an incredible 6% return back for two retailers of your choosing (including Amazon), but you’re capped at $1,500 in spending each quarter. After that, you’ll earn 1.5% back. The card also charges a $0 intro annual fee for the first year, then $95.
• Other Amazon credit cards: The Amazon Visa and the Amazon Business American Express Card both scored well and neither requires a Prime membership, making them more accessible. But if you spend enough with Amazon to justify opening a co-branded card, a Prime membership is likely also worth the cost. If you have subpar credit, you could consider the Amazon Secured, which requires a refundable security deposit to open and can only be used for eligible Amazon and Whole Foods spending. Similarly, the Amazon Store Card will only work on eligible spending with Amazon.

Frequently asked questions (FAQs)

To view rates and fees for Blue Cash Everyday? Card from American Express, please visit this page.